National Insurance Backing

As a member of Quality Builders Warranty, you are backed by Liberty Mutual, a nationally licensed insurance company. Our third-party insurance backing means you protect yourself and your customer. The builder’s liability is limited to the first two years of the warranty, while the customer still benefits from the full 10 years of coverage.

Liberty Mutual – one of the largest property and casualty insurance companies in the United States – is licensed and regulated by the State Insurance Commission. It is not a risk retention group. Risk Retention Groups are often formed because they are unable to obtain insurance backing from an admitted insurance carrier. With QBW, you are liable only for the first two years of the warranty. Liberty Mutual’s insurance backing ensures that the liability for the remaining years is never transferred back to the builder.

QBW is the only warranty program operating with backing by a nationally licensed third-party insurer of this size. The stability of our relationship with Liberty Mutual is a product of the exclusivity of our builder membership. Because of the integrity and skill of our builders, we have the lowest loss ratio in the industry.

Membership in the QBW Program demonstrates your integrity to the home buying public.